Our Employer Retirement Plan team has been on the road this summer attending conferences across the country to increase their knowledge so we can best serve our clients. Nicole Offerman attended the 2022 NAPA 401(k) Summit in Tampa, Fla., featuring keynote speaker Jim Kelly, NFL Football Hall of Famer who spoke on “A Journey […]
Tax loss harvesting is a powerful and valuable investment technique that can provide significant tax savings for investors and make the best of a market downturn. During economic slowdowns and recessions when losses are more prevalent, we typically see most individual investors hold onto their losses because they are afraid to “sell down,” waiting and […]
Shift the paradigm. Remove the mindset of “I make this amount, I spend this amount, and whatever is leftover I may get around to saving.” Focus on your life goals and make this shift: “I make this amount, I need to save this amount for my life goals, and I will spend what’s leftover (my […]
For both personal households and non-profit or for-profit organizations, the pandemic period of the past two years has brought great uncertainty as to its impact on respective income streams. The result for many has been a shift to the maximum safety of cash, money markets and similar vehicles, essentially leaving large amounts of assets sitting […]
PHILADELPHIA, PA — RTD Financial has been named to the National Association of Plan Advisors’ list of the nation’s top defined contribution (DC) Advisor Teams with Assets under Advisement over $100 Million. Unlike other lists, this focuses on individual firms and the assets under advisement related to their defined contribution (DC) practice. RTD has been […]
Every investor and business owner should understand the concept of “piercing the corporate veil,” because in this instance, ignorance could be costly. When a company is established via a limited liability company (LLC) or incorporated as a C corporation or an S corporation, a distinct legal entity is created. Many of us are familiar with […]
Whether you’re pregnant, a new parent, or simply considering starting a family, there’s much to consider when planning for the arrival of a new baby. It’s no secret that kids are expensive, but with a little planning, you can feel confident and prepared for this big adventure! We’ve identified a few considerations below, broken out […]
We espouse the belief that “Time in the Markets” is more important to long-term investment success than “Timing the Markets.” “Time in the Markets” requires investing in a portfolio diversified in a number of ways: stocks and bonds, U.S. and non-U.S., large cap and small cap, and growth and value. “Timing the Markets” requires the ability […]
We insure our cars, our homes, our lives, our collectibles, our livelihoods and our health. If we own high-end competition animals like race or show horses, we can also insure those animals – but should we insure pets as well? Pet insurance is now available from traditional insurance companies like Nationwide and GEICO, via agencies […]
Irene Giman was featured in a Member Spotlight for Impact100 South Jersey. Click here to read the feature. Impact100 South Jersey is a women’s collective giving group. Their goal is to bring together over 100 diverse and philanthropic-minded members who will combine their contributions to give high-impact grants to local organizations. Each year, they hope […]