At RTD Financial, we believe that financial wellness extends far beyond numbers. It is about living a life rooted in meaning, security, and strong relationships. This quarter, we are reflecting on a theme that feels especially timely: Community and Connection. These two elements often play a quiet, but powerful role in shaping our financial decisions. […]
It’s a scenario that we see often: A family matriarch or patriarch bought a vacation property years ago. Over time, the property has significantly appreciated in value. Now, as they look ahead, the current owners want to pass that property on to their children. This is where things can get complicated. The children often find […]
Life rarely unfolds exactly as we expect it to. Careers shift, families grow, opportunities arise—and sometimes, challenges do too. A strong financial foundation and a flexible plan can make all the difference. Take Colin and Erin, a couple I’ve had the privilege of working with for the past five years. Their journey is one of […]
In honor of Warren Buffett’s retirement announcement, here are ten of his most enduring pieces of advice for long-term investors, drawn from decades of shareholder letters, interviews, and speeches. These reflect his core investing philosophy focused on discipline, patience, and value. “Investing is simple, but not easy.” The formula for successful investing is simple. Executing […]
The Challenge of Starting the Conversation Discussing aging and finances with your children can feel intimidating. Opening up about your health and financial situation often feels like exposing your private life to scrutiny. Many parents are naturally reluctant to share these sensitive details, as doing so can trigger feelings of vulnerability and loss of independence. […]
Retirement marks a significant life transition, where the rhythm of work gives way to the pursuit of leisure and fulfillment. However, this transition requires careful planning, especially when it comes to ensuring a steady stream of income to sustain your desired lifestyle throughout your next phase of life. Understanding the various income sources available and […]
The growing interest in electric and hybrid vehicles is fueled by a combination of environmental concerns and financial incentives. To the prospective buyers, understanding the incentives that are available for them can greatly influence their decision. It is recommended that action should be taken promptly since incentive programs as well as regulations are subject to […]
Back in the early 1980s, when I was in grade school, my best friend’s way-too-cool older brother introduced me to the by Canadian progressive rock band Rush. I’d never hear anything like it. Not only was it incredible that just three guys could make music like that, but their lyrics had such deep meaning. Take […]
RTD works with many mid-life couples who are driven, family- and career-oriented people who want to focus on their finances but just don’t have enough hours in the day. We can help get a coordinated and cohesive plan into place to keep you on track for your goals. RTD can serve as your trusted advocate […]