As you transition from your working years into retirement, your financial focus shifts from accumulation to decumulation – the process of drawing down your retirement savings to cover living expenses. For us, guiding clients through this phase requires a delicate balance of maximizing income while ensuring longevity of assets. This pivotal stage demands careful planning […]
When my father passed away, I purchased a long-term care (LTC) insurance policy for my mother, then age 74. After being a snowbird for many years going back and forth between Pennsylvania and Florida, she permanently relocated to Florida at age 87. Not for long. Many of her friends died, and mom was too lonely. […]
Divorce is a life-altering event that brings about significant changes, not only emotionally but also financially. As you embark on this new chapter of your life, it’s crucial to approach your finances with care and consideration. In this blog post, we’ll explore essential financial do’s and don’ts to help you navigate the complexities of divorce […]