RTD Financial is pleased to share that our firm has once again been named to CNBC’s annual Financial Advisor 100 list. The list recognizes the top advisory firms nationally that are helping clients navigate through their financial lives, and RTD is extremely proud to have been named to the list every year since its inception. […]
In our increasingly digital world, we must continually prepare for the threat of cyberattacks and hacking incidents. RTD has and will continue to send our resources and tips to stay secure online and protect your digital footprint; however, these tips simply help to mitigate the risk and cannot completely eliminate it. It can be stressful […]
Mind the Gap The phrase “Mind the Gap” was first introduced in 1968 on the London Underground in the United Kingdom. It is an audible or visual warning phrase issued to rail passengers to take caution while crossing the spatial gap between the train doorway and the station platform edge. The warning is meant to […]
In today’s world, the average human lifespan has increased significantly. Thanks to advancements in healthcare and improved living conditions, people are living longer, healthier lives. While this is undoubtedly a positive development, it also poses unique challenges, particularly in terms of financial planning and retirement savings. As individuals now need their assets to last longer, […]
As the cost of education continues to rise, many families are looking for ways to save money for their children’s college education. One popular option is a 529 plan. What is a 529 plan? A 529 plan is a tax-advantaged investment account that is designed to help families save for their children’s education. The name […]
As you may know, the Setting Every Community Up for Retirement Enhancement Act 2.0 or “SECURE Act 2.0” was passed by Congress and signed into law by President Biden on December 29, 2022. This law builds on the original SECURE Act that was passed and signed into law back on December 20, 2019. The legislation […]
During a year of market volatility, increased inflation, and fear of recession, automatic enrollment 401(k) and 403(b) plans continue to get participants on track to save for retirement. John Iekel, a Senior Writer with the American Retirement Association, summarized findings from the T.Rowe Price 2023 Reference Point Annual Benchmarking Report. He reports that in 2022, […]
For those of you old enough to remember the “Facts of Life” sitcom from the 1980s, you might remember part of the theme song that went: “You take the good, you take the bad, You take them both and there you have The facts of life, the facts of life” Well, if you replaced the […]
PHILADELPHIA, PA — RTD Financial has been named to the National Association of Plan Advisors’ list of the nation’s top defined contribution (DC) Advisor Teams with Assets under Advisement over $100 Million. Unlike other lists, this focuses on individual firms, or what may, in a wirehouse environment, be referred to as a team, or office, […]
The income-related monthly adjustment amount, or IRMAA, is a surcharge that high-income earners may pay in addition to their Medicare Part B and Part D premiums. Individuals interested in appealing their IRMAA must submit the appeal via a form and the overall process can seem daunting, but we have helped many clients through it with […]