Social media has a major influence on our lives, it is a source for communication, connection, and even how we make financial decisions when purchasing products. The rise of influencers on these platforms promoting products and posting their lavish lifestyle can have a significant impact on our own financial decisions. It is important as we […]
In a society dominated by cutting-edge technology and innumerable financial apps promising to simplify our lives, the role of a traditional financial planner may seem obsolete to some. However, as we navigate the complex landscape of personal finance, the human touch provided by a skilled financial planner remains indispensable. Here are several reasons why individuals […]
By instilling an understanding of money, budgeting, and investing early on, you can equip your children with vital skills that will serve them well throughout their lives. In this blog post, we will explore the positive aspects of teaching kids financial concepts and how it fosters a solid foundation for their future financial well-being. Building […]
In our increasingly digital world, we must continually prepare for the threat of cyberattacks and hacking incidents. RTD has and will continue to send our resources and tips to stay secure online and protect your digital footprint; however, these tips simply help to mitigate the risk and cannot completely eliminate it. It can be stressful […]
Mind the Gap The phrase “Mind the Gap” was first introduced in 1968 on the London Underground in the United Kingdom. It is an audible or visual warning phrase issued to rail passengers to take caution while crossing the spatial gap between the train doorway and the station platform edge. The warning is meant to […]
In today’s world, the average human lifespan has increased significantly. Thanks to advancements in healthcare and improved living conditions, people are living longer, healthier lives. While this is undoubtedly a positive development, it also poses unique challenges, particularly in terms of financial planning and retirement savings. As individuals now need their assets to last longer, […]
As the cost of education continues to rise, many families are looking for ways to save money for their children’s college education. One popular option is a 529 plan. What is a 529 plan? A 529 plan is a tax-advantaged investment account that is designed to help families save for their children’s education. The name […]
As you may know, the Setting Every Community Up for Retirement Enhancement Act 2.0 or “SECURE Act 2.0” was passed by Congress and signed into law by President Biden on December 29, 2022. This law builds on the original SECURE Act that was passed and signed into law back on December 20, 2019. The legislation […]