Brent discusses the differences between Traditional IRAs and Roth IRAs, and considerations for each. Transcript: Many clients, and my family and friends, always ask me, “Brent, what’s a better option for saving: a traditional IRA or a Roth IRA?” Well there are many different factors that you may want to consider when pursuing these options. […]
I’ve been fortunate enough to spend 35 years as a financial advisor. Over the years, the industry has evolved from its humble roots in the brokerage and insurance space. Throughout this changing landscape, I’ve been amazed how one simple concept could cause so much controversy; the infamous Fiduciary Rule. The Department of Labor (DOL) introduced […]
Close to 90% of Americans commence social security before their full retirement age. There are a multitude of reasons that can affect when you choose to receive benefits – some involuntary; for example a current financial need or health issue. Perhaps you’re simply of the camp hoping to “take it while you can!” Based on […]
If you’re one of the many parents who shipped your child off to college earlier this year, you were probably caught in the whirlwind of orientation, move-in day, tuition, roommates, food money, and much more. In the midst of all the adventurous chaos, you may have overlooked some important considerations along the way. But don’t […]
Medicaid trusts are often implemented when an individual may need future nursing home care, and desires to preserve assets for their healthy spouse or their children. The grantor enters an arrangement whereby they give up rights to property supporting their current lifestyle and future financial needs, in order to position themselves to be a better […]
When a friend’s mother died several years ago, they discovered that she had written down exactly what she wanted at her service, from hymns and scripture verses, right down to the silver trays that were to be used at the reception. While we chuckled at her uber-preparedness, the reality was that the family had a […]