In honor of Warren Buffett’s retirement announcement, here are ten of his most enduring pieces of advice for long-term investors, drawn from decades of shareholder letters, interviews, and speeches. These reflect his core investing philosophy focused on discipline, patience, and value. “Investing is simple, but not easy.” The formula for successful investing is simple. Executing […]
The Challenge of Starting the Conversation Discussing aging and finances with your children can feel intimidating. Opening up about your health and financial situation often feels like exposing your private life to scrutiny. Many parents are naturally reluctant to share these sensitive details, as doing so can trigger feelings of vulnerability and loss of independence. […]
Purchasing your first home can seem like an insurmountable task these days. Having a plan in place can help ease these thoughts and put in motion a way to accomplish this milestone. Here are five essential tips to help you navigate the process and make smart financial decisions as a first-time homebuyer: Save for a […]
When it comes to planning a wedding, the excitement of choosing venues, dresses, and decorations often overshadows the nitty-gritty details of finances. However, understanding the financial aspects and creating a realistic budget is crucial to ensuring your special day doesn’t leave you with a financial hangover. In this blog post, we’ll explore the financial side […]
Investing is a tradeoff between today and the future. Money you spend today cannot be invested for retirement. And money invested for retirement is not available for use today. It’s a fine line investor must walk to ensure they live well today, while also focusing on how well their future selves will live. Present Bias […]
As remote work continues to reshape our professional landscape, companies are adapting to new challenges and opportunities. One crucial yet often overlooked aspect of this shift is the proper disposal of sensitive documents while remote. Whether employees are working from home offices, co-working spaces, or even coffee shops, maintaining robust document disposal policies is essential […]
Retirement marks a significant life transition, where the rhythm of work gives way to the pursuit of leisure and fulfillment. However, this transition requires careful planning, especially when it comes to ensuring a steady stream of income to sustain your desired lifestyle throughout your next phase of life. Understanding the various income sources available and […]
The growing interest in electric and hybrid vehicles is fueled by a combination of environmental concerns and financial incentives. To the prospective buyers, understanding the incentives that are available for them can greatly influence their decision. It is recommended that action should be taken promptly since incentive programs as well as regulations are subject to […]
Back in the early 1980s, when I was in grade school, my best friend’s way-too-cool older brother introduced me to the by Canadian progressive rock band Rush. I’d never hear anything like it. Not only was it incredible that just three guys could make music like that, but their lyrics had such deep meaning. Take […]
RTD works with many mid-life couples who are driven, family- and career-oriented people who want to focus on their finances but just don’t have enough hours in the day. We can help get a coordinated and cohesive plan into place to keep you on track for your goals. RTD can serve as your trusted advocate […]