The rise of prediction markets, online gambling platforms, and sports betting apps has fundamentally changed how many younger investors view risk and reward. What was once considered speculation is now often packaged and marketed as “investing,” with social media amplifying stories of overnight fortunes from options trading, meme stocks, cryptocurrencies, and leveraged bets. The appeal is understandable since fast-moving markets and […]
This summer, I have plans to attend five graduations, tickets to two concerts, a vacation out of state booked, and a friend’s wedding. For many, summer is when activities tend to increase. That may be caused by the warmer weather, the experiences only available for a few months, or students being on summer break. Regardless, people tend to do more throughout the summer […]
We’re grateful to HTA for selecting us as the latest recipient of their Show Your Heart Campaign award in support of a cause that means so much to us, Women Against Abuse. To further that impact, we’re proud to match the $500 donation. We truly appreciate the opportunity to contribute in a way that extends beyond our day-to-day work.
In 2022, the passing of the SECURE 2.0 Act introduced new tax planning opportunities for families. One of the new provisions can help families manage their education savings more effectively by making it possible to transfer qualifying funds from a 529 education savings plan to a Roth IRA. What is a 529 Plan? A 529 plan is a tax-advantaged savings and investment account designed to help families prepare for future education costs. While the account does not provide a […]
Artificial Intelligence (AI) is transforming industries around the globe, and financial services is no exception. While the headlines often focus on AI for market timing or investment selection, our approach is grounded in something different: leveraging AI to enhance how we serve our clients, not to replace sound investment judgment. At our firm, we believe […]
Anyone who knows me knows how much I love to play music. Recently, a few friends have started learning guitar, and I keep hearing the same thing: “Yeah, it’s great—but I can’t get past the same few chords. It’s harder than it looks.” I get it. I remember my own start — not with a […]
For decades, the logic of retirement saving has been simple: defer taxes today, worry about them tomorrow. But beginning in 2026, that calculation changes for a very specific group of Americans — workers over 50 earning more than $150,000 a year. Imagine Susan, a 55-year-old doctor. She’s always maxed out her 401(k), relying on the […]