Man-Hyung is a shareholder of RTD Financial, serving as Director of Tax Planning and a Senior Financial Planner. Before joining RTD in 2013, he spent several years in public accounting as an auditor with Grant Thornton and gained industry experience as a senior accountant with Citco Fund Services. His ultimate desire to help everyday individuals and families — those on Main Street, not Wall Street — is what drew him to a career in financial planning.
Man-Hyung is passionate about listening closely to clients, understanding the full picture of their circumstances, and providing comprehensive advice that is aligned with their specific values, needs, and life goals. He brings a tax lens to every conversation, looking for proactive opportunities others often overlook. He works closely with young families, high earners with equity compensation, and those nearing or in retirement.
Man-Hyung also has a particular focus on families caring for a loved one with special needs. He helps them navigate the complex intersection of government benefits, special needs trusts, and long-term care — so that a family member’s future is secure without putting essential support at risk.
Man-Hyung is a licensed Certified Public Accountant in the State of Pennsylvania and a CERTIFIED FINANCIAL PLANNER™ professional. He is also an Enrolled Agent (EA), authorized to represent taxpayers and practice before the IRS. He graduated summa cum laude from Temple University with a Bachelor of Business Administration in Accounting and earned his MBA with a concentration in Finance from Drexel University.
A member of the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA), and the American Institute of Certified Public Accountants (AICPA), Man-Hyung leads the firm’s Tax Planning Team. He keeps his finger on the pulse of the ever-changing tax landscape, equipping the firm’s advisors with the tools and training to identify and implement proactive tax planning opportunities for clients.
Man-Hyung lives in North Jersey with his wife, Jihyun and their two sons, Mason and Jackson. He enjoys spending quality time with his family and friends and is particularly passionate about personal finance, taxes, traveling, and rooting for (and critiquing) the Philadelphia Eagles.
Getting to know Man-Hyung
What do you enjoy most about working at RTD?
Our clients and my colleagues. I love and feel empowered by the fact that I can make a direct and tangible impact on the lives of our clients. As a steward of our clients, it is a responsibility and duty that I do not take lightly. The work that we do for clients is really rewarding and it helps all the more that our clients truly appreciate it. The people and culture at our firm are second to none. It is a very family-oriented culture where we are all rooting for each other’s success, and we are relentlessly focused on one mission: bettering the lives of our clients.
What makes you good at what you do?
I am a good listener with great attention to detail and a tireless work ethic. I can pick up on things that most people may overlook or dismiss as immaterial, but I have the ability to also understand the big picture. I am also a life-long learner and am constantly trying to find ways to grow, develop skills and knowledge and become the best version of myself.
What’s the best piece of advice you’ve received?
The one that resonates most with me is from Philly’s own, the Great Rocky Balboa. He once said, “It ain’t about how hard you hit. It’s about how hard you can get hit and keep moving forward. How much you can take and keep moving forward. That’s how winning is done!”
What are your passions outside of work?
I enjoy reading up on and researching consumer electronics and technology that make your life easier (or more convenient). I am a pretty die-hard Eagles fan and have rooted for (and critiqued) them for most of my life.
Professional Designations & Memberships
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