Man-Hyung is a Financial Planner with RTD Financial. Prior to joining RTD in 2013, Man-Hyung spent several years in public accounting as an auditor with Grant Thornton and as a senior accountant with Citco Fund Services. His desire to help everyday individuals and families is what motivated him to embark on a career in financial planning. He is passionate about listening to clients and providing comprehensive advice that is aligned with their specific values and life goals, with taxes in mind.
Man-Hyung is a licensed Certified Public Accountant in the State of Pennsylvania and is also a CERTIFIED FINANCIAL PLANNER™ professional. He is also an Enrolled Agent (EA), authorized to represent taxpayers and practice before the IRS. Man-Hyung spent the 2018 tax season with TurboTax to educate taxpayers on the new tax law changes from the 2018 Tax Reform and to provide tax advice and guidance to taxpayers. He is focused on helping clients plan ahead with tax considerations in mind and on identifying tax savings opportunities.
A member of the National Association of Personal Financial Advisors (NAPFA), Financial Planning Association (FPA) and the American Institute of Certified Public Accountants (AICPA), Man-Hyung serves on RTD’s Personal Wealth Management Committee and leads the firm’s Tax Planning Committee. Man-Hyung graduated from Temple University, summa cum laude, where he earned his Bachelor of Business Administration in Accounting. He earned his MBA with a concentration in Finance from Drexel University. He is also a graduate of the 2017 Financial Planning Association Residency program.
Man-Hyung lives in Marlton, NJ with his wife, Jihyun and son, Mason. He enjoys spending quality time with his family and friends. He is particularly passionate about personal finance, taxes, traveling, and rooting for the Philadelphia Eagles.
Getting to know Man-Hyung
What do you enjoy most about working at RTD?
Our clients and my colleagues. I love and feel empowered by the fact that I can make a direct and tangible impact on the lives of our clients. I do not take the responsibility and duty to serve as a steward for our clients lightly. The work that we do is really rewarding and it helps all the more that our clients genuinely appreciate it. The people and culture at our firm is second to none. It is a very family-oriented culture where we are all rooting for each other’s success, and we are relentlessly focused on one common mission: bettering the lives of our clients.
What makes you good at what you do?
I am a good listener with great attention to detail and a tireless work ethic. I can pick up on things that most people may overlook or dismiss as immaterial, but I have the ability to also understand the big picture. I am a life-long learner and am constantly trying to find ways to grow, develop skills and knowledge to become the best version of myself.
What’s the best piece of advice you’ve received?
The one that resonates most with me is from the Great Rocky Balboa. He once said, “It ain’t about how hard you hit. It’s about how hard you can get hit and keep moving forward. How much you can take and keep moving forward. That’s how winning is done!”
What are your passions outside of work?
I enjoy reading up on and researching consumer electronics and technology that make your life easier and more convenient. I am also a pretty die-hard Eagles fan and have rooted for (and critiqued) them for most of my life.
Professional Designations & Memberships
Asset Location: Maximizing Growth While Minimizing Taxes
When building an investment portfolio, we often spend a lot of time on what specific asset classes will make up the “investment pie.” Determining the right mix of asset types, namely stocks and bonds, to help maximize profits while minimizing risk is what we refer to as Asset Allocation. The idea is to strike the […]