When my father passed away, I purchased a long-term care (LTC) insurance policy for my mother, then age 74. After being a snowbird for many years going back and forth between Pennsylvania and Florida, she permanently relocated to Florida at age 87. Not for long. Many of her friends died, and mom was too lonely. […]
Planning for retirement is a journey that requires careful consideration of various factors, including investment strategies, income sources, and lifestyle preferences. However, one aspect that is often overlooked is the importance of managing catastrophic risks to your nest egg. From unexpected health crises to market downturns, there are numerous potential threats that could derail your […]
Divorce is a life-altering event that brings about significant changes, not only emotionally but also financially. As you embark on this new chapter of your life, it’s crucial to approach your finances with care and consideration. In this blog post, we’ll explore essential financial do’s and don’ts to help you navigate the complexities of divorce […]
In the realm of estate planning, individuals are often presented with a myriad of options to ensure their assets are managed and distributed according to their wishes. One such tool that has gained significant popularity in recent years is the revocable living trust. What is a Revocable Living Trust? A revocable living trust, also known […]
Daniel Kahneman, a Nobel Prize-winning psychologist, passed away in March at the age of 90. Many investors may not be familiar with him, but he has had a profound impact on the field of behavioral finance through his pioneering research on human decision-making and cognitive biases. Kahneman, along with his collaborator Amos Tversky, introduced groundbreaking […]
Losing a spouse or partner is undoubtedly one of the most challenging experiences a person can face. Amidst the waves of emotion and grief, navigating the practical aspects of life, particularly finances, can feel overwhelming. The financial implications of losing a partner can be profound and require careful attention during such an emotionally vulnerable time. […]
ARLINGTON, Va.— RTD Financial has been named to the National Association of Plan Advisors’ (NAPA) list of the nation’s top defined contribution (DC) Advisor Teams with assets under advisement of at least $100 million. Unlike other lists, this focuses on individual firms, or what may, in a wirehouse environment, be referred to as a team, […]
Social media has a major influence on our lives, it is a source for communication, connection, and even how we make financial decisions when purchasing products. The rise of influencers on these platforms promoting products and posting their lavish lifestyle can have a significant impact on our own financial decisions. It is important as we […]
In a society dominated by cutting-edge technology and innumerable financial apps promising to simplify our lives, the role of a traditional financial planner may seem obsolete to some. However, as we navigate the complex landscape of personal finance, the human touch provided by a skilled financial planner remains indispensable. Here are several reasons why individuals […]
Our firm was founded on the principles of integrity, professionalism and exceptional client service. We are also deeply committed to continuous improvement. Our dedication to doing what is best for our clients prompted us to engage CEFEX, the Centre for Fiduciary Excellence, of Broadridge Fi360 Solutions, to audit our processes. For the last 12 years, […]