In the realm of estate planning, individuals are often presented with a myriad of options to ensure their assets are managed and distributed according to their wishes. One such tool that has gained significant popularity in recent years is the revocable living trust. What is a Revocable Living Trust? A revocable living trust, also known […]
Daniel Kahneman, a Nobel Prize-winning psychologist, passed away in March at the age of 90. Many investors may not be familiar with him, but he has had a profound impact on the field of behavioral finance through his pioneering research on human decision-making and cognitive biases. Kahneman, along with his collaborator Amos Tversky, introduced groundbreaking […]
Losing a spouse or partner is undoubtedly one of the most challenging experiences a person can face. Amidst the waves of emotion and grief, navigating the practical aspects of life, particularly finances, can feel overwhelming. The financial implications of losing a partner can be profound and require careful attention during such an emotionally vulnerable time. […]
ARLINGTON, Va.— RTD Financial has been named to the National Association of Plan Advisors’ (NAPA) list of the nation’s top defined contribution (DC) Advisor Teams with assets under advisement of at least $100 million. Unlike other lists, this focuses on individual firms, or what may, in a wirehouse environment, be referred to as a team, […]
Our firm was founded on the principles of integrity, professionalism and exceptional client service. We are also deeply committed to continuous improvement. Our dedication to doing what is best for our clients prompted us to engage CEFEX, the Centre for Fiduciary Excellence, of Broadridge Fi360 Solutions, to audit our processes. For the last 12 years, […]
RTD Financial is pleased to share that our firm has once again been named to CNBC’s annual Financial Advisor 100 list. The list recognizes the top advisory firms nationally that are helping clients navigate through their financial lives, and RTD is extremely proud to have been named to the list every year since its inception. […]
In our increasingly digital world, we must continually prepare for the threat of cyberattacks and hacking incidents. RTD has and will continue to send our resources and tips to stay secure online and protect your digital footprint; however, these tips simply help to mitigate the risk and cannot completely eliminate it. It can be stressful […]
Mind the Gap The phrase “Mind the Gap” was first introduced in 1968 on the London Underground in the United Kingdom. It is an audible or visual warning phrase issued to rail passengers to take caution while crossing the spatial gap between the train doorway and the station platform edge. The warning is meant to […]
As you may know, the Setting Every Community Up for Retirement Enhancement Act 2.0 or “SECURE Act 2.0” was passed by Congress and signed into law by President Biden on December 29, 2022. This law builds on the original SECURE Act that was passed and signed into law back on December 20, 2019. The legislation […]
During a year of market volatility, increased inflation, and fear of recession, automatic enrollment 401(k) and 403(b) plans continue to get participants on track to save for retirement. John Iekel, a Senior Writer with the American Retirement Association, summarized findings from the T.Rowe Price 2023 Reference Point Annual Benchmarking Report. He reports that in 2022, […]