Don’t Lose Track of your Retirement Accounts!

Don’t Lose Track of your Retirement Accounts!

With everything that goes on in our daily lives, it’s easy to forget about our retirement plan accounts which are setup to automatically help save for the future. Below are a few questions to consider to ensure your retirement accounts are up to date. Have you created personalized login credentials to view your retirement account? […]

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Don’t Lose Track of your Retirement Accounts!
Why Do I Need a Durable Power of Attorney?

Why Do I Need a Durable Power of Attorney?

What happens if you’re in an accident and can’t communicate?  Or if you suffer a brain injury and need funds transferred to pay your mortgage? You may be wishing you’d executed a Durable Power of Attorney (POA). A Durable POA allows you to appoint someone as an “agent” to step in and handle your finances […]

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Why Do I Need a Durable Power of Attorney?
All in the Family

All in the Family

When we’re able to pause and catch up with our family members, conversations often revolve around “safe” commonalities such as family, sports, entertainment, health, and relationships… maybe even gossip! Occasionally, taboo subjects find their way into these conversations. You know the type: politics, religion, and money. When it comes to money, the conversations usually remain […]

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All in the Family
But I’m Perfectly Healthy!

But I’m Perfectly Healthy!

Do you have a “superman” complex, and think you’ll never get hurt or sick? Maybe you plan on getting your estate in order when you’re older; after all, you’re young and healthy! Did you know that the three largest legal battles regarding health care issues involved women under the age of 30 – Nancy Cruzan, […]

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But I’m Perfectly Healthy!
Estate and Inheritance Tax: Know the Difference

Estate and Inheritance Tax: Know the Difference

The terms estate tax and inheritance tax are often used interchangeably, which can cause confusion. On the surface, it might seem like the two terms refer to the same tax but, in fact, estate and inheritance tax are two very different things. The largest difference between the two is who is paying the tax; a […]

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Estate and Inheritance Tax: Know the Difference
Medicaid Trusts – Whose Money is it Anyway?

Medicaid Trusts – Whose Money is it Anyway?

Medicaid trusts are often implemented when an individual may need future nursing home care, and desires to preserve assets for their healthy spouse or their children.  The grantor enters an arrangement whereby they give up rights to property supporting their current lifestyle and future financial needs, in order to position themselves to be a better […]

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Medicaid Trusts – Whose Money is it Anyway?
Planning Ahead – Smoothing the Way for Your Executor and Heir

Planning Ahead – Smoothing the Way for Your Executor and Heir

When a friend’s mother died several years ago, they discovered that she had written down exactly what she wanted at her service, from hymns and scripture verses, right down to the silver trays that were to be used at the reception.  While we chuckled at her uber-preparedness, the reality was that the family had a […]

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Planning Ahead – Smoothing the Way for Your Executor and Heir
Do I Even Need a Will?

Do I Even Need a Will?

You may be surprised to learn that even if you don’t have a written will, your state of residence has a plan in place for the disposition of your assets; this is called dying intestate.  If you die without a will, your spouse won’t necessarily inherit your entire estate. State laws typically entail dividing the […]

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Do I Even Need a Will?