Western Stars Inspiration

Western Stars Inspiration

Anyone who knows me knows how much music is a part of my everyday life.  I especially enjoy live concerts and prefer smaller venues over stadiums.  I listen to a variety of genres depending on the mood I’m in or one I want to elevate to.  I was struggling with a topic for this blog […]

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Three Ways to Help Your Employees Retire

Three Ways to Help Your Employees Retire

Help them Discover who they want to be in retirement. Help them Plan for their future. Help them Live free of the stress of financial uncertainty. Great efforts are made to enroll employees in company-sponsored 401(k) and 403(b) plans.  But what happens next?  Oftentimes, not enough is done to help participants re-assess their savings goals and investment decisions after enrollment.  What about the employees […]

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2019 Changes to Hardship Withdrawal Rules for 401(k) and 403(b) Plans

2019 Changes to Hardship Withdrawal Rules for 401(k) and 403(b) Plans

New hardship rules became effective January 1, 2019, for the calendar year plans, thanks to the Bipartisan Budget Act of 2018.  Most of these rules are welcome changes which should make more funds available to plan participants who are experiencing financial hardship.  There is some concern, however, that there will be more “leakage” of retirement […]

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Aging In Place

Aging In Place

AARP states that 87% of adults over 65 want to stay in their current homes as they age.  However, realistic planning and the necessary conversations surrounding these logistics are often neglected. Far too many consider this planning to be an end of life issue which is anxiety provoking. I encourage you to view aging in […]

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Maximizing Retirement Plan Savings for the Solo Practitioner

Maximizing Retirement Plan Savings for the Solo Practitioner

Are you the sole owner and employee of a business? Do you want to maximize tax-deductible retirement savings?  You may be eligible for a one-participant retirement plan, which covers an owner, or an owner and spouse, in a business with no other employees.  As such the plan is not subject to discrimination testing and has […]

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IRAs – Traditional vs. Roth

IRAs – Traditional vs. Roth

Brent discusses the differences between Traditional IRAs and Roth IRAs, and considerations for each. Transcript: Many clients, and my family and friends, always ask me, “Brent, what’s a better option for saving: a traditional IRA or a Roth IRA?” Well there are many different factors that you may want to consider when pursuing these options. […]

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Lights, Camera, Action! What’s Your Retirement Plan Role?

Lights, Camera, Action! What’s Your Retirement Plan Role?

Very few know of my acting pursuits; it’s a hobby I enjoy, but is quite challenging. I remember my first role in a small budget independent film. That first day of filming gave me a great appreciation for professional actors. I spent hours studying my lines and practicing my expressions, but when the camera came […]

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Social Security – When Should You Begin Benefits?

Social Security – When Should You Begin Benefits?

Close to 90% of Americans commence social security before their full retirement age. There are a multitude of reasons that can affect when you choose to receive benefits – some involuntary; for example a current financial need or health issue. Perhaps you’re simply of the camp hoping to “take it while you can!” Based on […]

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Understanding Reverse Mortgages

Understanding Reverse Mortgages

For many, home ownership is considered part of the American Dream. Your home can also represent your largest financial asset. What happens when you spend down your retirement savings and your remaining assets are tied up in home equity? Income becomes an issue and you may be forced to sell your house; but what if […]

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