Zachary Merring, CFP®, MBA

Zach is an Associate Financial Planner at RTD Financial. He enjoys working with a range of clients, from young families just starting out to couples near and in retirement. Zach believes that each client-planner relationship is its own unique journey which requires its own tailored plan. Everyone has different feelings, circumstances, and goals, so getting to know each client on a deeper level is critical for developing their path of their journey with us.

Prior to joining the RTD team, Zach was a Junior Paraplanner at OmniGrowth Wealth Professionals in New Jersey for 3.5 years. He has two degrees from William Paterson University, his Bachelor of Science degree in Financial Planning with a minor in Computer Information Technology and his Master of Business Administration with a concentration in Entrepreneurship.

Zach’s industry experience and past involvement in the Financial Planning Club, the Cotsakos College of Business and his fraternity, Phi Kappa Tau, has sharpened the skills that make him a strong financial planner, including communication, collaboration, listening and time management.

In his free time, Zach can be found cheering on his favorite sports teams, the New York Mets, and the New Jersey Devils, enjoying the outdoors, or spending time with his friends and family.

Getting to know Zach

What do you enjoy most about working at RTD?

The welcoming, family-like culture that is contributed to and embraced by every team member.

What makes you good at what you do?

My curiosity and open mind. Everyone has different life experiences and feelings so being able to listen and understand where they are coming from and how they feel is valuable when making recommendations that will help them accomplish their goals.

What’s the best piece of advice you’ve received?

I am having a hard time choosing between three separate pieces of advice so I will list all three. They are, “Always Keep an Open Mind”, “Stay Curious”, and “Get Comfortable with Being Uncomfortable”. I believe these three pieces of advice are the perfect recipe for growth and learning in all areas of life.

What personal accomplishment are you most proud of?

During my MBA program, I was asked to represent William Paterson University at the Charles Schwab Foundation’s sponsored “Financial Planning Academy” at Texas Tech University. The Financial Planning Academy is a weeklong event that exposes middle school and high school students to financial planning through a series of challenges which include preparing and presenting a full financial plan to a panel of industry professionals. The winning team is rewarded with $1,000 scholarships per student, and unfortunately, my team, Team Purple placed second out of 12 teams. Regardless of the outcome I am still extremely proud of the effort my students gave, the work that I did and the way I represented William Paterson University.

Professional Awards, Designations & Memberships

CERTIFIED FINANCIAL PLANNER Professional
M.B.A Entrepreneurship, William Paterson University
Financial Planning Association (FPA)
National Association of Personal Financial Advisors (NAPFA)
NASAA Series 66