We are passionate about helping participants not only set goals for retirement but take the necessary steps to reach those goals.
Retirement benefit packages have a huge bearing on company culture – and company finances. RTD Financial consults closely with companies to align the needs of your human resources with the reality of your bottom line. We offer an insightful six-part exploration and implementation process independently certified by the Center for Fiduciary Excellence (CEFEX). It’s a huge step toward fulfilling your fiduciary responsibility and critical to finding right-fit options for you:
The RTD Approach
Listen
- Your company’s history & values, your challenges & opportunities
- Business growth, recruitment & retention
- Purpose & objectives of the plan(s)
- Your company’s definition of success
Analyze
- Plan document and operation review
- Assess current vendors
- Construction & philosophy of investment lineup
- Employee demographics
Strategize
- Identifying plan success metrics
- Plan design opportunities
- Determining appropriate vendor services
- Cost savings opportunities
Formalize
- Roles & responsibilities of plan fiduciaries
- Best practices for plan operations
- Investment Policy Statement
- Ongoing participant engagement program
Implement
- Coordinate with leadership team and vendors
- Oversee investment lineup transition
- Facilitate enrollment & education
Monitor
- Ongoing plan fiduciary meetings
- Plan and industry benchmarks
- Investment watch list & commentary
- Regulatory changes